P23 Finance is a full service nationwide commercial mortgage company that works with hundreds of lenders throughout the United States. With over 15 years of experience in the entire real estate industry (Investing, Construction, and Lending).
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We're one of the most flexible financing companies in the country, with literally thousands of loan programs to suit our investor's needs, and our rates are very competitive as well, starting at 3.75%.
Want to flip a Property? Do you own a property free and clear, but can't find the funds to get it up to selling condition??? P23 Financing has the solution!
Minimum Loan Amount: $75,000
Minimum FICO: 600+ (550+ for purchases)
Down Payment: 0% if owned Free and Clear! (Up to 90% of PURCHASE PRICE for new properties!)
Days to Close: 7 - 10
***100% NEW CONSTRUCTION LOANS!!!***
Types of Properties Allowed: Residential 1-4 Units
**100% Financing Up to 70% ARV, (if land owned free and clear)
**90% acquisition / 90% construction (If land not owned free and clear)(70% ARV Max)
Minimum Credit Score: 600
100% of Construction Funded in Draws
Permanent Financing we offer:
1. Bank Loans (conventional and SBA loans)
2. Bank Alternate Stated loans (no need to submit tax returns to qualify for these types of loans), and more...
3. ***REFINANCES!!!*** 600+ FICO, UP TO 75% LTV!!! ($50K min)
Temporary Financing we offer:
1. Renovation loans (1-4 unit investment properties and commercial properties),
2. Bridge Loans (1-4 unit investment properties and commercial properties)
3. Ground Up Construction loans (1-4 unit and commercial investment properties)...
4. Lines of Credit (BUSINESS AND REAL ESTATE)
-1-4 Unit Permanent Loan
-Nationwide Blanket Program
-SBA 504/7A Program
-Nationwide Small Balance
-Hard Money Bridge/Rehab Loans
-High LTV/LTC Loans
-All Commercial Property Types!
...and much more!
-Merchant Cash Advance
-Last Chance Program
-Purchase Order Loans
-Inventory Line of Credit
-Accounts Receivable Line of Credit
-Secured Business Term Loans
-SBA Business Loans
Apt Building / Multifamily Dwelling
Assisted Living Facility
Auto Dealership/Used Car Lot
Bed & Breakfast Inn
Commercial or Retail Building
Hotel & Motel
Mixed Use Property
Mobile Home Park
Rental Home Portfolio (5+)
Residential Condo Subdivision
Shopping / Strip Center
Skilled Nursing Facility
Special Use Property
Triple Net Property (nnn)